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The Guardian // World // Europe

Free medical cover has revolutionised healthcare in India. So why is it ailing?

Tuesday 28th October 2025, 6:00AM

Modi’s Ayushman Bharat scheme put hospital treatment within reach of tens of millions of Indians for the first time. But the government’s unpaid bills may derail the reformsWhen the world’s biggest healthcare scheme works, it allows tens of thousands of Indians petrified of the catastrophic cost of hospital treatment to breathe easy – Indians such as Mahesh Kumar Sharma, a 60-year-old farmer from Madhya Pradesh who is a patient at the National Heart Institute in the capital, Delhi.A top cardiologist, Dr OP Yadava, has carried out open-heart surgery to replace his mitral valve. The immaculate ward, medicine, food, tests and treatment are of the same standard provided to paying patients at the institute. But for Sharma, it is all free. Continue reading...

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